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Norfolk Vision 2100 and Long-Horizon Coastal Property Decisions: What Sellers Need to Know Norfolk Vision 2100 is the City of Norfolk’s long-horizon coastal resilience plan. Adopted in 2016 as part of the city’s Comprehensive Plan with an 80-year time frame, it represents one of the most comprehensive and publicly documented municipal responses to sea-level rise…

FEMA Flood Zones in Hampton Roads — SFHA, NFIP Risk Rating 2.0, and the 2024 Map Update Virginia Beach has the longest coastline of any city in the Hampton Roads metro and the largest population at coastal flood risk. Whether your home sits in a designated AE zone two miles inland or a VE zone…

Repetitive Loss Properties in Hampton Roads: Your Options When the Insurance Math Stops Working If your Portsmouth home has been designated by NFIP as a Repetitive Loss (RL) or Severe Repetitive Loss (SRL) property, you’ve already lived the reality. Multiple flood events. Multiple claims. Multiple cleanups. Multiple debates with adjusters and contractors. And now, under…

Selling a Coastal Hampton Roads Home: Norfolk’s Sinking-City Reality and What It Means for Your Sale If you own a coastal home in Norfolk, Virginia Beach, Portsmouth, Hampton, or anywhere else along Hampton Roads’ extensive shoreline, you’ve watched the trajectory shift over the past 10 to 20 years. The tidal flooding is more frequent. The…

Hampton Roads BAH, Tunnel-Side Decisions, and How Military Renters Affect Your Sale Math Hampton Roads has three structural features that shape every military home sale in the metro: Basic Allowance for Housing (BAH) rates that determine what active-duty buyers can afford, bridge-tunnel commutes that determine where they want to live, and a military-renter buyer pool…

PCS Timeline Pressure: Why the 60-Day Window Often Forces a Cash Sale PCS orders typically give 60 days from receipt to your report-by date at the new duty station. On paper, that sounds workable. In practice, by the time you factor in household-goods coordination, unit out-processing, family logistics, school records, packing, cleaning, and everything else…

VA Loan Assumption vs Sale: What Active-Duty Servicemembers in Hampton Roads Need to Know If you have a VA loan on your Virginia Beach home and you’re getting ready to PCS, you’ve probably been told that VA loans are ‘assumable’ — and that someone who assumes your loan can keep your existing low interest rate.…

Selling a Hampton Roads Home Under PCS Orders: A Practical Guide for Military Families If you’ve just gotten PCS orders out of Hampton Roads — or you’re anticipating them in the coming months — this page is for you. We’re Hal and Emmy Jones, the husband-and-wife team behind People First House Buyers. We’ve been buying…

Moving On From a Home With Structural Damage in Suffolk, VA Serious structural issues can make you feel stuck. If you need to sell a house with structural damage in Suffolk, VA, you may already be facing issues that make traditional buyers hesitate. Structural damage does not mean your home is unsellable. It simply changes…

Navigating a Home Sale With Code Violations in Portsmouth, VA If you need to sell a house with code violations in Portsmouth, VA, you may already be facing city notices, inspection deadlines, or repair demands. Code enforcement issues can delay traditional sales and push buyers away before you ever reach the closing table. Understanding how…